Dispute Over A Insurance Bad Faith Claim?
Eastern North Carolina Insurance Bad Faith Attorney Advocates
Insurance is “just a promise until you need it.” It is a promise that you believe will be kept. You believe your insurance company is your friend and ally who will provide you all that you are entitled to receive under your insurance policy.
When you find out your insurance company may not be looking out for your best interests, and in fact may be looking out for its own interests in ways that harm you, the trust and faith you had are shaken. You need to understand this relationship you have with your insurance company, the policy it sold you which is difficult to read, and the conduct of the insurance company after you have had a loss or damage that you believe it should pay.
After a car accident, storm damage to your home or other property you own or other injury to you or your property, you need someone on your side to force your insurance company to provide you all that you are entitled to receive.
Eastern North Carolina Insurance Bad Faith attorney L. Lamar Armstrong Jr. has been representing individuals for over 30 years against insurance companies. Claims can include breach of the insurance policy, unfair claims handling or practices, and bad faith in failing to promptly and properly evaluate, adjust, and pay claims. If you have an insurance claim, do not attempt to settle without an experienced and aggressive trial attorney who can help you understand what you are entitled to receive, and make certain that you are getting it.
Insurance Companies Do Not Represent You
Many local insurance agents want their friends and clients to receive coverage. Some of these agents may help their clients, but the help they can offer is often limited. They are not attorneys, and they can push the insurance companies they represent only so far. While the relationship between you and your insurance company should not be adverse, it is easy to see why after a loss it becomes a tug of war over money. You want to be paid for all your damage so your property or person can be fixed and fully restored. Your insurance company wants to pay as little as it can to satisfy you. It will look to your policy and claim certain parts of your loss are not covered, or are excluded, as reasons for paying less. You have no way to evaluate whether your insurance company is applying correctly your policy.
Insurance Bad Faith Practices
Examples of unfair insurance claims handling practices or bad faith practices include, but are not limited to:
- Delaying the claim or refusing to call you back.
- Offering settlement amounts much lower than your actual damages.
- Failing to accept or deny your claim within a reasonable amount of time.
- Failing to offer explanations for denials of claims.
- Using unlawful or unreasonable investigative methods.
- Making unsubstantiated accusations of fraud against you.
- Requiring unreasonable amounts of paperwork or medical documentation.
- Engaging in fraud or other unfair business practices.
Your North Carolina Insurance Bad Faith Lawyer is on Your Side
Insurance companies have teams of investigators and attorneys on their side, but who will be on your side?
As a founding partner of The Armstrong Law firm, P.A., Lamar has for over thirty years helped victims obtain full compensation from wrongdoers and, where appropriate, his clients’ own insurance companies. Lamar will be Strong for You in evaluating your insurance policy and claim, and taking on your insurance company if necessary.
Contact our Eastern North Carolina Business Disputes Attorney
Contact our eastern North Carolina insurance bad faith attorney at once. We help clients in Smithfield, Clayton, Fayetteville, Greenville, Jacksonville, Selma, Wilmington, Raleigh, and Wilson. Good legal representation when making an insurance claim helps to avoid delay of payment and ensure you receive the maximum amount owed. Our staff will review your paperwork and claim, and if appropriate, schedule an appointment for you to meet with us.